XRP (XRP) cryptocurrency logoTether (USDT) cryptocurrency logo

XRP to USDT Exchange in Three Simple Steps

Easily sell XRP for Tether (USDT) and choose the receiving network your wallet accepts. Compare the net token amount and rate mode before funding your exchange.

XRP to USDT Chart

View the reference quantity of USDT represented by one XRP and how that relationship has changed. A dollar target for the stablecoin does not fix the market price of the asset you are selling.

XRP (XRP) cryptocurrency logoTether (USDT) cryptocurrency logo1 XRP =1.2813 USDT
24h+2.34%7d-4.28%30d-14.65%
24H high 1.2874 USDT24H low 1.2423 USDT
XRP/USDT price, 24 hoursXRP price increased from 1.2423 USDT on Nov 2, 2026 to 1.2839 USDT on Nov 3, 2026.1.28741.27611.26491.25361.242317:1223:1205:1211:1217:12Nov 2, 2026 17:12 UTC — 1.2423 USDTNov 2, 2026 17:43 UTC — 1.2423 USDTNov 2, 2026 18:13 UTC — 1.2432 USDTNov 2, 2026 18:44 UTC — 1.2432 USDTNov 2, 2026 19:15 UTC — 1.2503 USDTNov 2, 2026 19:45 UTC — 1.2503 USDTNov 2, 2026 20:16 UTC — 1.2469 USDTNov 2, 2026 20:47 UTC — 1.2469 USDTNov 2, 2026 21:17 UTC — 1.2527 USDTNov 2, 2026 21:48 UTC — 1.2527 USDTNov 2, 2026 22:19 UTC — 1.2497 USDTNov 2, 2026 22:49 UTC — 1.2497 USDTNov 2, 2026 23:20 UTC — 1.2504 USDTNov 2, 2026 23:50 UTC — 1.2504 USDTNov 3, 2026 00:21 UTC — 1.2505 USDTNov 3, 2026 00:52 UTC — 1.2505 USDTNov 3, 2026 01:22 UTC — 1.2502 USDTNov 3, 2026 01:53 UTC — 1.2502 USDTNov 3, 2026 02:24 UTC — 1.2486 USDTNov 3, 2026 02:54 UTC — 1.2486 USDTNov 3, 2026 03:25 UTC — 1.2520 USDTNov 3, 2026 03:56 UTC — 1.2520 USDTNov 3, 2026 04:26 UTC — 1.2540 USDTNov 3, 2026 04:57 UTC — 1.2540 USDTNov 3, 2026 05:27 UTC — 1.2512 USDTNov 3, 2026 05:58 UTC — 1.2512 USDTNov 3, 2026 06:29 UTC — 1.2495 USDTNov 3, 2026 06:59 UTC — 1.2495 USDTNov 3, 2026 07:30 UTC — 1.2538 USDTNov 3, 2026 08:01 UTC — 1.2532 USDTNov 3, 2026 08:31 UTC — 1.2532 USDTNov 3, 2026 09:02 UTC — 1.2564 USDTNov 3, 2026 09:33 UTC — 1.2564 USDTNov 3, 2026 10:03 UTC — 1.2563 USDTNov 3, 2026 10:34 UTC — 1.2563 USDTNov 3, 2026 11:05 UTC — 1.2579 USDTNov 3, 2026 11:35 UTC — 1.2579 USDTNov 3, 2026 12:06 UTC — 1.2827 USDTNov 3, 2026 12:36 UTC — 1.2827 USDTNov 3, 2026 13:07 UTC — 1.2874 USDTNov 3, 2026 13:38 UTC — 1.2874 USDTNov 3, 2026 14:08 UTC — 1.2784 USDTNov 3, 2026 14:39 UTC — 1.2784 USDTNov 3, 2026 15:10 UTC — 1.2810 USDTNov 3, 2026 15:40 UTC — 1.2810 USDTNov 3, 2026 16:11 UTC — 1.2801 USDTNov 3, 2026 16:42 UTC — 1.2801 USDTNov 3, 2026 17:12 UTC — 1.2839 USDT

XRP price increased from 1.2423 USDT on Nov 2, 2026 to 1.2839 USDT on Nov 3, 2026.

7D high 1.3387 USDT7D low 1.2094 USDT
XRP/USDT price, 7 daysXRP price decreased from 1.3197 USDT on Oct 27, 2026 to 1.2839 USDT on Nov 3, 2026.1.33871.30631.27401.24171.2094Oct 27Oct 29Oct 31Nov 1Nov 3Oct 27, 2026 17:12 UTC — 1.3197 USDTOct 27, 2026 21:26 UTC — 1.3256 USDTOct 28, 2026 01:39 UTC — 1.3387 USDTOct 28, 2026 05:53 UTC — 1.3263 USDTOct 28, 2026 10:07 UTC — 1.3289 USDTOct 28, 2026 14:20 UTC — 1.3137 USDTOct 28, 2026 18:34 UTC — 1.3273 USDTOct 28, 2026 22:47 UTC — 1.3270 USDTOct 29, 2026 03:01 UTC — 1.2901 USDTOct 29, 2026 07:14 UTC — 1.2887 USDTOct 29, 2026 11:28 UTC — 1.2916 USDTOct 29, 2026 15:42 UTC — 1.3096 USDTOct 29, 2026 19:55 UTC — 1.2828 USDTOct 30, 2026 00:09 UTC — 1.2242 USDTOct 30, 2026 04:22 UTC — 1.2540 USDTOct 30, 2026 08:36 UTC — 1.2571 USDTOct 30, 2026 12:50 UTC — 1.2477 USDTOct 30, 2026 17:03 UTC — 1.2451 USDTOct 30, 2026 21:17 UTC — 1.2514 USDTOct 31, 2026 01:30 UTC — 1.2548 USDTOct 31, 2026 05:44 UTC — 1.2470 USDTOct 31, 2026 09:57 UTC — 1.2478 USDTOct 31, 2026 14:11 UTC — 1.2492 USDTOct 31, 2026 18:25 UTC — 1.2549 USDTOct 31, 2026 22:38 UTC — 1.2513 USDTNov 1, 2026 02:52 UTC — 1.2482 USDTNov 1, 2026 07:05 UTC — 1.2537 USDTNov 1, 2026 11:19 UTC — 1.2545 USDTNov 1, 2026 15:33 UTC — 1.2497 USDTNov 1, 2026 19:46 UTC — 1.2467 USDTNov 2, 2026 00:00 UTC — 1.2476 USDTNov 2, 2026 04:13 UTC — 1.2545 USDTNov 2, 2026 08:27 UTC — 1.2536 USDTNov 2, 2026 12:40 UTC — 1.2509 USDTNov 2, 2026 16:54 UTC — 1.2510 USDTNov 2, 2026 21:08 UTC — 1.2527 USDTNov 3, 2026 01:21 UTC — 1.2502 USDTNov 3, 2026 05:35 UTC — 1.2512 USDTNov 3, 2026 09:48 UTC — 1.2564 USDTNov 3, 2026 14:02 UTC — 1.2784 USDT

XRP price decreased from 1.3197 USDT on Oct 27, 2026 to 1.2839 USDT on Nov 3, 2026.

30D high 1.5227 USDT30D low 1.2242 USDT
XRP/USDT price, 30 daysXRP price decreased from 1.5013 USDT on Oct 4, 2026 to 1.2839 USDT on Nov 3, 2026.1.52271.44811.37341.29881.2242Oct 4Oct 12Oct 19Oct 27Nov 3Oct 4, 2026 17:12 UTC — 1.5013 USDTOct 5, 2026 11:19 UTC — 1.5183 USDTOct 6, 2026 05:26 UTC — 1.4998 USDTOct 6, 2026 23:33 UTC — 1.4970 USDTOct 7, 2026 17:39 UTC — 1.4188 USDTOct 8, 2026 11:46 UTC — 1.3977 USDTOct 9, 2026 05:53 UTC — 1.3970 USDTOct 10, 2026 00:00 UTC — 1.3990 USDTOct 10, 2026 18:07 UTC — 1.4042 USDTOct 11, 2026 12:13 UTC — 1.3948 USDTOct 12, 2026 06:20 UTC — 1.4146 USDTOct 13, 2026 00:27 UTC — 1.3209 USDTOct 13, 2026 18:34 UTC — 1.3727 USDTOct 14, 2026 12:40 UTC — 1.3585 USDTOct 15, 2026 06:47 UTC — 1.3066 USDTOct 16, 2026 00:54 UTC — 1.3368 USDTOct 16, 2026 19:01 UTC — 1.2991 USDTOct 17, 2026 13:08 UTC — 1.2987 USDTOct 18, 2026 07:14 UTC — 1.2927 USDTOct 19, 2026 01:21 UTC — 1.3114 USDTOct 19, 2026 19:28 UTC — 1.3005 USDTOct 20, 2026 13:35 UTC — 1.3095 USDTOct 21, 2026 07:42 UTC — 1.3462 USDTOct 22, 2026 01:48 UTC — 1.3516 USDTOct 22, 2026 19:55 UTC — 1.3065 USDTOct 23, 2026 14:02 UTC — 1.3146 USDTOct 24, 2026 08:09 UTC — 1.2810 USDTOct 25, 2026 02:16 UTC — 1.3116 USDTOct 25, 2026 20:22 UTC — 1.3002 USDTOct 26, 2026 14:29 UTC — 1.3019 USDTOct 27, 2026 08:36 UTC — 1.3005 USDTOct 28, 2026 02:43 UTC — 1.3354 USDTOct 28, 2026 20:50 UTC — 1.3304 USDTOct 29, 2026 14:56 UTC — 1.3038 USDTOct 30, 2026 09:03 UTC — 1.2536 USDTOct 31, 2026 03:10 UTC — 1.2504 USDTOct 31, 2026 21:17 UTC — 1.2527 USDTNov 1, 2026 15:23 UTC — 1.2497 USDTNov 2, 2026 09:30 UTC — 1.2517 USDTNov 3, 2026 03:37 UTC — 1.2520 USDT

XRP price decreased from 1.5013 USDT on Oct 4, 2026 to 1.2839 USDT on Nov 3, 2026.

90D high 1.5852 USDT90D low 0.9971 USDT
XRP/USDT price, 90 daysXRP price increased from 1.0356 USDT on Aug 7, 2026 to 1.2839 USDT on Nov 3, 2026.1.58521.43821.29111.14410.9971Aug 7Aug 29Sep 20Oct 12Nov 3Aug 7, 2026 10:00 UTC — 1.0356 USDTAug 9, 2026 15:18 UTC — 1.0433 USDTAug 11, 2026 20:37 UTC — 1.0175 USDTAug 14, 2026 01:56 UTC — 1.0114 USDTAug 16, 2026 07:15 UTC — 1.0025 USDTAug 18, 2026 12:34 UTC — 0.9977 USDTAug 20, 2026 17:52 UTC — 1.3119 USDTAug 22, 2026 23:11 UTC — 1.4641 USDTAug 25, 2026 04:30 UTC — 1.5125 USDTAug 27, 2026 09:49 UTC — 1.4359 USDTAug 29, 2026 15:08 UTC — 1.3931 USDTAug 31, 2026 20:26 UTC — 1.3870 USDTSep 3, 2026 01:45 UTC — 1.3562 USDTSep 5, 2026 07:04 UTC — 1.4044 USDTSep 7, 2026 12:23 UTC — 1.4117 USDTSep 9, 2026 17:42 UTC — 1.4226 USDTSep 11, 2026 23:00 UTC — 1.3560 USDTSep 14, 2026 04:19 UTC — 1.3770 USDTSep 16, 2026 09:38 UTC — 1.2915 USDTSep 18, 2026 14:57 UTC — 1.3993 USDTSep 20, 2026 20:16 UTC — 1.4064 USDTSep 23, 2026 01:34 UTC — 1.5852 USDTSep 25, 2026 06:53 UTC — 1.5304 USDTSep 27, 2026 12:12 UTC — 1.5354 USDTSep 29, 2026 17:31 UTC — 1.4841 USDTOct 1, 2026 22:50 UTC — 1.4930 USDTOct 4, 2026 04:09 UTC — 1.4911 USDTOct 6, 2026 09:27 UTC — 1.5032 USDTOct 8, 2026 14:46 UTC — 1.4053 USDTOct 10, 2026 20:05 UTC — 1.4082 USDTOct 13, 2026 01:24 UTC — 1.3532 USDTOct 15, 2026 06:43 UTC — 1.3066 USDTOct 17, 2026 12:01 UTC — 1.2957 USDTOct 19, 2026 17:20 UTC — 1.3008 USDTOct 21, 2026 22:39 UTC — 1.3719 USDTOct 24, 2026 03:58 UTC — 1.2912 USDTOct 26, 2026 09:17 UTC — 1.2906 USDTOct 28, 2026 14:35 UTC — 1.3137 USDTOct 30, 2026 19:54 UTC — 1.2499 USDTNov 2, 2026 01:13 UTC — 1.2566 USDT

XRP price increased from 1.0356 USDT on Aug 7, 2026 to 1.2839 USDT on Nov 3, 2026.

1Y high 2.5266 USDT1Y low 0.9995 USDT
XRP/USDT price, 1 yearXRP price decreased from 2.3424 USDT on Nov 6, 2025 to 1.2500 USDT on Nov 2, 2026.2.52662.14481.76311.38130.9995Nov '25Feb '26May '26Aug '26Nov '26Nov 6, 2025 00:00 UTC — 2.3424 USDTNov 15, 2025 02:10 UTC — 2.2309 USDTNov 24, 2025 04:20 UTC — 2.2264 USDTDec 3, 2025 06:30 UTC — 2.1998 USDTDec 12, 2025 08:40 UTC — 2.0083 USDTDec 21, 2025 10:50 UTC — 1.9223 USDTDec 30, 2025 13:00 UTC — 1.8767 USDTJan 8, 2026 15:10 UTC — 2.1272 USDTJan 17, 2026 17:21 UTC — 2.0626 USDTJan 26, 2026 19:31 UTC — 1.9117 USDTFeb 4, 2026 21:41 UTC — 1.5204 USDTFeb 13, 2026 23:51 UTC — 1.4178 USDTFeb 23, 2026 02:01 UTC — 1.3665 USDTMar 4, 2026 04:11 UTC — 1.4356 USDTMar 13, 2026 06:21 UTC — 1.3987 USDTMar 22, 2026 08:32 UTC — 1.3993 USDTMar 31, 2026 10:42 UTC — 1.3401 USDTApr 9, 2026 12:52 UTC — 1.3450 USDTApr 18, 2026 15:02 UTC — 1.4340 USDTApr 27, 2026 17:12 UTC — 1.4041 USDTMay 6, 2026 19:22 UTC — 1.4297 USDTMay 15, 2026 21:32 UTC — 1.4339 USDTMay 24, 2026 23:43 UTC — 1.3483 USDTJun 3, 2026 01:53 UTC — 1.2012 USDTJun 12, 2026 04:03 UTC — 1.1323 USDTJun 21, 2026 06:13 UTC — 1.1251 USDTJun 30, 2026 08:23 UTC — 1.0395 USDTJul 9, 2026 10:33 UTC — 1.0934 USDTJul 18, 2026 12:43 UTC — 1.0929 USDTJul 27, 2026 14:54 UTC — 1.0660 USDTAug 5, 2026 17:04 UTC — 1.0621 USDTAug 14, 2026 19:14 UTC — 0.9995 USDTAug 23, 2026 21:24 UTC — 1.5207 USDTSep 1, 2026 23:34 UTC — 1.3520 USDTSep 11, 2026 01:44 UTC — 1.3560 USDTSep 20, 2026 03:54 UTC — 1.4106 USDTSep 29, 2026 06:05 UTC — 1.4906 USDTOct 8, 2026 08:15 UTC — 1.3802 USDTOct 17, 2026 10:25 UTC — 1.2938 USDTOct 26, 2026 12:35 UTC — 1.3085 USDT

XRP price decreased from 2.3424 USDT on Nov 6, 2025 to 1.2500 USDT on Nov 2, 2026.

Updated: Nov 3, 2026 17:13 UTC · Source: CoinGecko

Swap XRP for USDT on Four Receiving Networks

Choose the network accepted by your USDT wallet or deposit platform before entering its receiving details. The network determines which token balance arrives; an identical-looking address does not make balances on different chains interchangeable.

Gold crypto coin lying on US dollar banknotes
Receiving networkCommon labelWhat to match at the recipient
TRONTRC20A USDT deposit explicitly accepting TRON
EthereumERC20USDT on Ethereum mainnet, rather than a Layer 2 balance
SolanaSolana / SPLA supported Solana token receiving setup, not a token mint address
BNB Smart ChainBSC / BEP20The accepted BSC token representation and network

ERC20 names a token standard, Ethereum is the network, and USDT is the asset selected for this receipt. The BSC version must not be assumed to have the same issuer or redemption arrangement as every other USDT implementation. Select the exact balance identified by the form and the receiving platform.

XRP and USDT also carry different price exposure. The first is a market-priced cryptocurrency; the second targets dollar value, while still carrying issuer, market and network risks.

Fees and the Fixed Quote Window

Fixed quotes carry a 0.68% service charge, and floating quotes carry 0.42% with the rate determined at execution after deposit acceptance. The receiving amount includes the applicable exchange and payout-network costs; the cost of sending your XRP is separate.

A fixed quote requires the exact source payment to be detected on-chain within 11 minutes. Confirmations may finish afterward, while a late or incomplete payment needs a review of the terms before conversion.

The standard sending range is $15–$80,000 equivalent. Use the form's coin limits and compare the token receipt for your chosen network, since payout costs can differ between chains.

Bitcoin coin standing in front of a 100-dollar bill

Why Sell XRP with swapxrp.com?

Choose a service built around a clear conversion from your coin balance into a receiving token balance. You can compare the quote before deciding how to fund it.

A Processing Target for the Conversion Stage

Our target is 6–17 minutes from required XRP confirmation to broadcasting the USDT payout on an ordinary exchange. Recipient-network confirmation and hosted-account credit are separate from that processing interval.

Compare the Rate Mode for Your Sale

Assess a fixed receiving calculation alongside floating execution. The choice lets you balance the funding conditions against the rate behavior shown for your amount.

Hold a Quote while Preparing Payment

The fixed option reserves its calculation during the stated funding window. Its countdown helps you decide whether your sending platform is ready to deliver the instructed amount in time.

Start without Opening a Trading Account

Create an individual exchange without setting up a continuing trading profile. Save its private link to follow the conversion and receiving transfer.

Sell XRP and Follow the Token Delivery

Use the XRP address and destination tag supplied for this payment. Those fields identify the source deposit and should not be copied into unrelated token-receiving fields.

  1. Choose the USDT network and confirm the receiving details and quote.

  2. Pay the exact XRP amount from a balance available for an ordinary transfer.

  3. Track the exchange, then check the USDT payout on the selected receiving chain.

The XRP fee and reserve guide explains why the total shown in a wallet can exceed the amount it allows you to send. Resolve that difference before funding the quote.

Other Ways to Exchange XRP

Choose another receiving asset or move from a supported balance back into XRP. Each direction uses its own source instructions and a fresh quote.

Sell XRP for USDT with a Clear Net Result

Calculate the token receipt on the network you want and compare your rate options. Confirm the destination, then begin when your source wallet can meet the payment instruction.

Calculate My XRP to USDT Sale

FAQ

Check the receiving platform's requirements before paying the source instruction. Changes made after funding may need manual handling rather than a simple edit.

Can I change the USDT receiving network after payment?

Do not assume that the destination can be changed once funding or processing has started. Contact XRP to USDT support with the reference before taking further action, and never send another payment merely to request a network change.

Will the received USDT pay for its own next transfer?

Do not assume so. A later outgoing token transfer can require the selected chain's fee asset or resources, even when the token balance is sufficient for the amount you want to send.

Can I receive USDT in my bank account through this exchange?

This operation delivers cryptocurrency to a compatible token destination. A bank withdrawal is a separate service with its own access requirements and costs.

What if the recipient requires a higher minimum than the quoted receipt?

Adjust the quote or choose another compatible destination before funding. A successful blockchain transfer does not force a hosted platform to credit a deposit below its published threshold.