Easily sell XRP for Tether (USDT) and choose the receiving network your wallet accepts. Compare the net token amount and rate mode before funding your exchange.
XRP to USDT Chart
View the reference quantity of USDT represented by one XRP and how that relationship has changed. A dollar target for the stablecoin does not fix the market price of the asset you are selling.
1 XRP =1.2813 USDT
24h+2.34%7d-4.28%30d-14.65%
24H high 1.2874 USDT24H low 1.2423 USDT
XRP price increased from 1.2423 USDT on Nov 2, 2026 to 1.2839 USDT on Nov 3, 2026.
7D high 1.3387 USDT7D low 1.2094 USDT
XRP price decreased from 1.3197 USDT on Oct 27, 2026 to 1.2839 USDT on Nov 3, 2026.
30D high 1.5227 USDT30D low 1.2242 USDT
XRP price decreased from 1.5013 USDT on Oct 4, 2026 to 1.2839 USDT on Nov 3, 2026.
90D high 1.5852 USDT90D low 0.9971 USDT
XRP price increased from 1.0356 USDT on Aug 7, 2026 to 1.2839 USDT on Nov 3, 2026.
1Y high 2.5266 USDT1Y low 0.9995 USDT
XRP price decreased from 2.3424 USDT on Nov 6, 2025 to 1.2500 USDT on Nov 2, 2026.
Updated: Nov 3, 2026 17:13 UTC · Source: CoinGecko
Swap XRP for USDT on Four Receiving Networks
Choose the network accepted by your USDT wallet or deposit platform before entering its receiving details. The network determines which token balance arrives; an identical-looking address does not make balances on different chains interchangeable.
Receiving network
Common label
What to match at the recipient
TRON
TRC20
A USDT deposit explicitly accepting TRON
Ethereum
ERC20
USDT on Ethereum mainnet, rather than a Layer 2 balance
Solana
Solana / SPL
A supported Solana token receiving setup, not a token mint address
BNB Smart Chain
BSC / BEP20
The accepted BSC token representation and network
ERC20 names a token standard, Ethereum is the network, and USDT is the asset selected for this receipt. The BSC version must not be assumed to have the same issuer or redemption arrangement as every other USDT implementation. Select the exact balance identified by the form and the receiving platform.
XRP and USDT also carry different price exposure. The first is a market-priced cryptocurrency; the second targets dollar value, while still carrying issuer, market and network risks.
Fees and the Fixed Quote Window
Fixed quotes carry a 0.68% service charge, and floating quotes carry 0.42% with the rate determined at execution after deposit acceptance. The receiving amount includes the applicable exchange and payout-network costs; the cost of sending your XRP is separate.
A fixed quote requires the exact source payment to be detected on-chain within 11 minutes. Confirmations may finish afterward, while a late or incomplete payment needs a review of the terms before conversion.
The standard sending range is $15–$80,000 equivalent. Use the form's coin limits and compare the token receipt for your chosen network, since payout costs can differ between chains.
Why Sell XRP with swapxrp.com?
Choose a service built around a clear conversion from your coin balance into a receiving token balance. You can compare the quote before deciding how to fund it.
A Processing Target for the Conversion Stage
Our target is 6–17 minutes from required XRP confirmation to broadcasting the USDT payout on an ordinary exchange. Recipient-network confirmation and hosted-account credit are separate from that processing interval.
Compare the Rate Mode for Your Sale
Assess a fixed receiving calculation alongside floating execution. The choice lets you balance the funding conditions against the rate behavior shown for your amount.
Hold a Quote while Preparing Payment
The fixed option reserves its calculation during the stated funding window. Its countdown helps you decide whether your sending platform is ready to deliver the instructed amount in time.
Start without Opening a Trading Account
Create an individual exchange without setting up a continuing trading profile. Save its private link to follow the conversion and receiving transfer.
Sell XRP and Follow the Token Delivery
Use the XRP address and destination tag supplied for this payment. Those fields identify the source deposit and should not be copied into unrelated token-receiving fields.
Choose the USDT network and confirm the receiving details and quote.
Pay the exact XRP amount from a balance available for an ordinary transfer.
Track the exchange, then check the USDT payout on the selected receiving chain.
The XRP fee and reserve guide explains why the total shown in a wallet can exceed the amount it allows you to send. Resolve that difference before funding the quote.
Other Ways to Exchange XRP
Choose another receiving asset or move from a supported balance back into XRP. Each direction uses its own source instructions and a fresh quote.
Calculate the token receipt on the network you want and compare your rate options. Confirm the destination, then begin when your source wallet can meet the payment instruction.
Check the receiving platform's requirements before paying the source instruction. Changes made after funding may need manual handling rather than a simple edit.
Can I change the USDT receiving network after payment?
Do not assume that the destination can be changed once funding or processing has started. Contact XRP to USDT support with the reference before taking further action, and never send another payment merely to request a network change.
Will the received USDT pay for its own next transfer?
Do not assume so. A later outgoing token transfer can require the selected chain's fee asset or resources, even when the token balance is sufficient for the amount you want to send.
Can I receive USDT in my bank account through this exchange?
This operation delivers cryptocurrency to a compatible token destination. A bank withdrawal is a separate service with its own access requirements and costs.
What if the recipient requires a higher minimum than the quoted receipt?
Adjust the quote or choose another compatible destination before funding. A successful blockchain transfer does not force a hosted platform to credit a deposit below its published threshold.